Urge Your Legislator to Vote No on HB 5013

Last Thursday, HB 5013 passed out of committee and now sits on the House floor for a vote. This bill will likely be brought up on the floor for a house vote this week, with a second reading on Wednesday and vote on Thursday. Mayor Duggan, a number prominent Detroit Business men and corporations, and members from the Michigan Chamber are working hard to advance this bill. Additionally, HB 5013 will increase the amount of Medicaid spending by $80 million in ten years.

IT IS TIME TO TAKE ACTION AND MAKE YOUR VOICE HEARD.

We strongly encourage you to join us at the Capitol and oppose this legislation, which would:

  • Authorize unprecedented dollar cap limitations on no-fault benefits
  • Give insurance companies greater control over patients’ medical care
  • Greatly increases the power of the insurance companies while taking legal rights away from patients
  • Only offers temporary premium rate reductions, if any at all

A strong showing of folks opposing this bill outside the house floor both days is important. Anticipate two long afternoons especially on Thursday. Session on Thursday starts at noon.

We will meet, receive a short update, gather materials and have lunch across the street from the House Office Building at the Central Methodist Church basement, 215 North Capitol from 11:00 AM until 2:00 PM on Wednesday and from 10:00 AM until 2:00 PM on Thursday. Salad, pizza, and beverages will be provided on Wednesday at about 11:45 AM. Lunch on Thursday will be ready about 11:00 AM prior to the start of a noon House session.

We need your help if we are going to make sure this bill is defeated. If able, we strongly encourage you to join us. If you are unable, there are still ways you can help and make your voice heard.

  1. Email your legislators. We’ve provided a pre-written form letter, but feel free to make changes or write your own letter and send it. If you write your own, be sure they know your situation and what you stand to lose if this passes.
  2. Call your legislators. We’ve provided talking points, but feel free to make changes or include your own. Be sure they know your situation and what you stand to lose if this passes.
  3. Use social media to share your position and stories regarding your health care situation and be sure to use the hashtags #ProtectNoFault and #NO5013. Tell your story and let people know that the care being received would be impossible under the Duggan-Leonard plan.

Help us protect defend the system of care critical to so many Michiganders who have been, and unfortunately will be, auto accident survivors and their families.

Keep Up the Letter Writing

Following the success of our letter writing campaign at the Advocacy Station during the Fall Conference, BIAMI and Rainbow Rehab are going to continue the letter writing. During the Fall Conference, we were able to send over 1,000 letters. We want to keep that momentum going! Got to our letter writing page to submit yours today.

“STATE CHAMPS!” Highlights Concussions

This past Sunday, “STATE CHAMPS!” aired a special on concussions. While this program is usually directed at teens. this episode was made with parents of student athletes in mind. It details what concussions are, its signs and symptoms, what Michigan’s high schools are doing to make all sports as safe as possible, and what parents can do to help their kids.

Many, many thanks to BIAMI member Dr. Jeffrey Kutcher and The Sports Neurology Clinic, as well as the Michigan high School Athletic Association, for their outstanding collaboration on this piece entitled, “Concussion and the Modern Athlete.” Well done! (See video below)

Legislative Update: BIAMI & CABT Partners Win 1st Round in Defeating Heavy Truck Legislation

Comparison of truck sizes

CABT, the Coalition Against Bigger Trucks, strongly supported by BIAMI, successfully kept an amendment allowing bigger trucks from inclusion in a Transportation, Housing and Urban Development bill voted on July 17th. This victory – the first in what will be a long, challenging battle – is especially notable because of powerful lobbying from big truck proponents FedEx, UPS, and Amazon.

BIAMI opposes “Double 33s” because research and traffic safety data demonstrate that their enormous size and poor braking ability cause significantly more accidents and deaths than even the double trailer trucks now on our roads. And the major damage they do to roads and bridges would cost Michigan taxpayers a fortune.

BIAMI promises to keep the fight going, and we urge your support of CABT’s effort. Learn more at www.cabt.org.

No-Fault: Fix It, Don’t Nix It

“Bad Behavior Also Applies to Insurance Companies

Thanks to the FREEP’s JC Reindl for an informative overview of Michigan’s auto no-fault situation. The series shines in underscoring the unethical and often illegal behavior of certain lawyers, facilities, doctors, and hospitals. But bad behavior also applies to insurance companies, which routinely delay or deny claims, dispute medically valid diagnoses, and do everything possible to avoid fulfilling their contractual obligations – all while raking in enormous profits and jacking up costs for other providers that keep premiums rising.

For us at the Brain Injury Association of Michigan, the bottom line is that neither Michigan drivers, nor the State itself, can afford eliminating auto no-fault’s catastrophic accident coverage. But significant savings can be achieved by 1) eliminating fraud; 2) forcing insurers to reveal rate-setting data; and 3) looking at all components of our insurance premiums – especially collision coverage. The result could help lower premiums statewide and still protect the catastrophically injured.

Thomas Constand
President and CEO of the Brain Injury Association of Michigan

To see this letter and others published in the Detroit Free Press, click here.

Urgent Action Needed: No Repeal Without Replacement

We are asking you to contact your federal lawmakers and urge them not to repeal the Affordable Care Act (ACA) without a comprehensive replacement plan. Congress is currently putting forth legislation to repeal the ACA. This is not about political affiliations, but about healthcare coverage continuity for millions of Americans. Any repeal of the ACA without a plan to take its place will negatively affect hundreds of thousands of Michigan residents and millions of Americans. It’s wrong for America and it’s wrong for Michigan.

Here’s why:

  • An immediate repeal would affect roughly 1-in-10 people in Michigan, disproportionately impacting less well-off districts. Without agreement on an immediate replacement, repeal could leave those dependent on ACA for health coverage completely uninsured.
  • ACA repeal without a robust replacement plan could also increase the cost of coverage as younger and healthier Michigan residents opt out of health insurance, further burdening the State to cover those older or with chronic conditions. Furthermore, ACA repeal without a substantive replacement means those with pre-existing conditions will either be denied coverage or face far higher costs for basic coverage. This would affect around 28% of Michigan residents. Michigan citizens should not be forced to choose between their health and bankruptcy.
  • Because the ACA allows children to stay on their parents’ health insurance until they reach age 26, repeal could eliminate coverage for nearly 73,000 young adults in Michigan age 18-26.
  • In Michigan, the Medicaid expansion has had a positive effect on the state’s economy and more than paid for itself. According to a study published by the University of Michigan in the New England Journal of Medicine, nearly 30,000 new jobs were created every year with 85% of them in the private sector and one-third in a healthcare field. Repealing the ACA without a replacement plan in place would undo all of this and could cost Michigan over 100,000 jobs.
  • Seniors and people with disabilities rely on Medicaid for long-term services an d Cuts, block grants, or per capita cap proposals would hurt these people, who have no other means of paying for the care they need.

Call your U.S. Representative at: (202)225-3121 Call Senator Stabenow at: (202) 224-4822

Call Senator Peters at: (202) 224-6221

Use Engage to email your lawmakers using the sample message:

  1. Go to our Engage site (http://cqrcengage.com/biami/home)
  2. Send the featured letter that’s posted by pressing Take Action
  3. Fill in your information, and add personal details if you would like

Thank you for your immediate attention to this urgent matter.

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