Urgent Action Needed: No Repeal Without Replacement

We are asking you to contact your federal lawmakers and urge them not to repeal the Affordable Care Act (ACA) without a comprehensive replacement plan. Congress is currently putting forth legislation to repeal the ACA. This is not about political affiliations, but about healthcare coverage continuity for millions of Americans. Any repeal of the ACA without a plan to take its place will negatively affect hundreds of thousands of Michigan residents and millions of Americans. It's wrong for America and it's wrong for Michigan.

Here's why:

  • An immediate repeal would affect roughly 1-in-10 people in Michigan, disproportionately impacting less well-off districts. Without agreement on an immediate replacement, repeal could leave those dependent on ACA for health coverage completely uninsured.
  • ACA repeal without a robust replacement plan could also increase the cost of coverage as younger and healthier Michigan residents opt out of health insurance, further burdening the State to cover those older or with chronic conditions. Furthermore, ACA repeal without a substantive replacement means those with pre-existing conditions will either be denied coverage or face far higher costs for basic coverage. This would affect around 28% of Michigan residents. Michigan citizens should not be forced to choose between their health and bankruptcy.
  • Because the ACA allows children to stay on their parents' health insurance until they reach age 26, repeal could eliminate coverage for nearly 73,000 young adults in Michigan age 18-26.
  • In Michigan, the Medicaid expansion has had a positive effect on the state's economy and more than paid for itself. According to a study published by the University of Michigan in the New England Journal of Medicine, nearly 30,000 new jobs were created every year with 85% of them in the private sector and one-third in a healthcare field. Repealing the ACA without a replacement plan in place would undo all of this and could cost Michigan over 100,000 jobs.
  • Seniors and people with disabilities rely on Medicaid for long-term services an d Cuts, block grants, or per capita cap proposals would hurt these people, who have no other means of paying for the care they need.

Call your U.S. Representative at: (202)225-3121 Call Senator Stabenow at: (202) 224-4822

Call Senator Peters at: (202) 224-6221

Use Engage to email your lawmakers using the sample message:

  1. Go to our Engage site (link Engage no longer here)
  2. Send the featured letter that's posted by pressing Take Action
  3. Fill in your information, and add personal details if you would like

Thank you for your immediate attention to this urgent matter.

Auto No-Fault Alert

A $400,000 cap auto injury benefits will shift millions of dollars in insurance industry costs onto taxpayers

Severe auto injuries can cost hundreds of thousands in the first week alone. Just because the injury benefit is capped doesn't mean the need for care will go away. Studies have shown capping injury benefits will shift millions of dollars in costs from insurance providers onto taxpayers. Eventually, our most seriously injured will end up on government-funded programs like Medicaid.

Cuts to attendant provided care will harm Michigan's most seriously injured accident victims

The family -provided attendant model is cost-effective and allows an injured person to receive care from those who know and care about that person the most. The hourly rate cap will cause many families to hire commercial nursing care, which is significantly more expensive for the no-fault insurers than paying family or household members to provide care.

Catastrophically injured people often require 24 hours a day attendant care and cumulative total amount of daily care beyond 24 hours. Under this bill, care will be capped at 56 hours per week, or 8 hours per day! The only way these injured people can receive payment for attendant care is by going through the undefined and unexplained "medical review" process, which creates uncertainty regarding whether they will be able to receive the amount of care that they require.

This bill creates a biased and weak Fraud Authority

While reducing fraud is an important, we need a balanced fraud authority. Insurance companies regularly and knowingly deny legitimate insurance claims. Michigan needs a balanced fraud authority with representation from the health care provider community. In addition, the Fraud Authority proposed in the bill has no actual power. We need a Fraud Authority to conduct true criminal investigations regarding actual acts of fraud.

This bill puts insurance company profits over actual people

Nothing in this bill guarantees reduced rates for drivers. These changes are only benefiting auto insurance companies' bottom lines at the expense of accident survivors and health care providers.

Contact your legislators today and tell them to vote against this bill!

  • Call the Michigan House of Representatives: 517-373-0135
  • Call the Michigan State Senate: 517-373-2400
  • Send your legislator an email (link no longer available)
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